Here you'll find our Annual Reports, key policies and CCDS information – essential documents that show how we're run.
Latest annual reports
You can find out about our recent performance by downloading the full version of our Annual Report and Accounts, or our Annual Review provides a shorter version of our audited financial statements. You can request a hard copy of any of these documents by contacting us.
2025
Rules and Memorandum
See our latest Rules and Memorandum.
Core Capital Deferred Shares
- Conditions of issue of the Core Capital Deferred Shares 2020
- Core Capital Deferred Shares Distribution Policy 2020
- New CCDS Information and Unaudited Half Year Performance Update
- New CCDS Information and Unaudited Full Year Performance Update
- Extraordinary General Meeting (EGM) minutes - 10 February 2026
Terms of reference for board and board committees
Historical annual reports and accounts
You can find out about our past performance by downloading the full versions of our previous Annual Report and Accounts, or our Annual Reviews provide a shorter version of our audited financial statements. Older reports are available on request, please contact us if you wish to see these.
Please see below changes to Memorandum and Rules of the Society
Changes to Ecology Building Society Rules - 2021
Changes to Memorandum of the Society - 2016
Changes to Ecology Building Society Rules - 2014
Changes to Ecology Building Society Rules - 2012