Renovation Mortgages
Renovating to save energy or revive a neglected property? Our Renovation Mortgages are designed to help you make the upgrades that matter — from insulation and windows to heat pumps and solar — with support at every step.
Your home may be repossessed if you do not keep up repayments on your mortgage
Renovation Mortgages
Renovation mortgage 90%
Borrow up to 90% of the property’s value on a repayment basis, or up to 75% interest-only (or part repayment and part interest-only).
Renovation mortgage 80%
Borrow up to 80% of the property’s value on a repayment basis, or up to 65% interest-only (or part repayment and part interest-only).
Daring to be Different
Renovation isn’t one‑size‑fits‑all — and neither is our approach. We help you move from the home you have to the home you want to create. From lighter‑touch upgrades to deeper retrofits, we champion energy‑efficient improvements and the people who make them.
Our C‑Change discount recognises energy efficiency gains — rewarding you for creating a better‑performing home.
And to give you even more support, we’ve partnered with Retrogreen to offer free access to personalised retrofit plans and practical advice — helping you choose the right upgrades before you apply.
Proudly an Ethical Consumer Best Buy for mortgages and rated ‘Excellent’ on Trustpilot and Smart Money People.
